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Contact a Mortgage Specialist
Our friendly Real Estate Specialists are waiting to help you. Contact them now.
(650) 363-1799
Mon-Thurs 8am - 5pm
Fri 9am - 6pm
Home Loans

Whether you've just made an offer on your dream home, want to check today's rates, compare a 2nd mortgage to a HELOC or are just wondering what the heck title insurance is, we're ready to help. We're dedicated to making the home loan experience a positive one and minimizing the hassle and stress of buying a home. An important part of that commitment is giving you the information you want and the resources you need. That's why we've put it all in one place: here. It's all ready whenever you are—so pick a topic. And welcome home.

Interested in purchasing or refinancing a home? Check out our Financial Educaton Article titled "Before Buying Your First House" in our Financial Education area.

Which loan is right for you?
Not sure what type of loan is right for you? Read our article on Evaluating Mortgage Types.

Want to tap into your homes equity to remodel a kitchen or bathroom? Maybe you want to do some landscaping, consolidate bills to a lower interest rate or take a nice vacation and relax. Click here for information on Home Equity Loans and Home Equity Lines of Credit.

Find out how you can enjoy your retirement by using the equity in your home. If you are planning on living in your house for the rest of your life, a Reverse Mortgage might be the right equity loan for you.

To be eligible you or your spouse must be 62 or older, and live in your primary residence. Whether you have a small first or second mortgage on the house, it’s not a problem. With a Reverse Mortgage, there are no monthly payments since the house secures the loan. And the benefit to you - You never owe more than the house is worth. That protects you.

Call our Real Estate Specialists today, at (650) 363-1799, to find out how we can help you.

 

SMCU Mortgage Products Home Equity Products
  • Fixed Rate Loans
  • Home Equity Loan
  • Adjustable Rate Mortgages
  • Home Equity Line of Credit
  • Tools Resources
  • Apply Now
  • Mortgage Financial Education
  • Mortgage Rates
  • Definitions
  • Calculators
  • Before Buying Your First House

  • Get Today's Rates.

    Ready to apply?
    Convinced that the time for a home loan is now? Apply online, call us at (650) 363-1799 or visit a branch.

    Learn more
    Want to find out more about the entire home loan process? Learn how to get started.

    Try our calculators
    Our online tools can make planning your home purchase quicker and easier. Click here now.


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