Move cash from your home to your pocket with our home equity lending choices. Whether you want to make home improvements, take a dream vacation or do anything in between, the first step is finding the loan or line that's right for you.
Which works best for you—A Home Equity Loan or Home Equity Line of Credit? Compare our options side by side.
| Home Equity Comparison - California |
|
Home Equity Loan |
Home Equity Line of Credit |
| Amount that can be borrowed |
Up to $250,000 |
Up to $200,000 |
| Fixed rate and fixed monthly payment |
Yes |
No |
| Works like a credit card (available credit can be accessed any time) |
No |
Yes |
| Interest is tax-deductible |
Yes, it may be (please consult your tax advisor) |
Yes, it may be (please consult your tax advisor) |
| Provides a reserve in case of emergency |
No |
Yes |
|
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See a more detailed comparison between Home Equity Loans and Home Equity Lines of Credit.
