Credit Union Direct Lending

We've made it even easier for you to finance your next car with us. Now you can get an SMCU loan at the dealership with Credit Union Direct Lending! Credit Union Direct Lending (CUDL) is a no hassle way for you to sign your loan papers at the dealership. Whether you're already pre-approved with SMCU or simply find yourself at a CUDL certified dealer, you can sign your papers on the spot.

Using CUDL is easy!

Once you know the vehicle you'd like to purchase, locate a dealer to purchase your new car by going to www.cudlautosmart.com. Already have a dealer in mind? Chances are they're already a member of CUDL. When you arrive at the dealership and are ready to finance, let them know you're a member of San Mateo Credit Union and want to finance with us. They'll have you sign your papers and you're out the door in no time.

Look for the CUDL logo. It guarantees you can get your fast, hassle free SMCU financing right at the dealer.