Use our retirement projectors to find out how close those Golden Days really are.
The following list of links is provided as a convenience for our members. The calculators were not created by either San Mateo Credit Union (SMCU) or CUSO Financial Services, L.P. (CFS), and do not imply any guarantee, affiliation, sponsorship, or endorsement of any of the information contained within by either SMCU or CFS.
Retirement Savings and Planning |
| Investment Returns |
There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line. |
| How important is Social Security? |
Use this calculator to determine how losing this important retirement asset could affect you. |
| Pension Plan Retirement Options |
Use this calculator to help decide between joint survivorship and single survivorship pension options. |
| Traditional IRA Calculator |
How can contributing to a regular IRA help you in your retirement? |
| 401(k) Savings Calculator |
A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you can not afford to pass up. |
| 403(b) Savings Calculator |
If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement. |
| Beneficiary Required Minimum Distributions |
Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account. |
| Required Minimum Distributions |
Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. |
| Retirement Income Calculator |
Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement. |
| Retirement Planner |
Quickly determine if your retirement plan is on track - and learn how to keep it there. |
| Retirement Pension Planner |
Plan your retirement with a company pension, find out if you are on track - and learn how to stay there. |
| Retirement Shortfall Calculator |
Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan. |
| 401(k) Spend It or Save It Calculator |
There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings. |
| Roth IRA Calculator |
Use this calculator to compare the Roth IRA to an ordinary taxable investment. |
| Roth IRA Conversion |
This calculator will show the advantage, if any, of converting your IRA to a Roth. |
| Roth vs. Traditional IRA |
Use this calculator to determine which IRA may be right for you. |
| Social Security Benefits |
Use this calculator to estimate your Social Security benefits. |
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To contact one of our Investment Representatives:
- Email us at investments@smcu.org
- Call the Investments general telephone number at (650) 562-1250
For inquiries about other credit union services,
contact an SMCU Member Service Specialist by:
- Emailing us at memberservices@smcu.org
- Contacting DirectAssist at (650) 363-1725
- Or click here to find a nearest branch location
Investments offered through CUSO Financial Services, L.P. (CFS) are not NCUA/NCUSIF insured, not credit union guaranteed, and may lose value. Investment Representatives are affiliated with San Mateo Credit Union and registered through CFS. San Mateo Credit Union is in partnership with CFS (member FINRA/SIPC).
