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Money Market Rates

Super Money Market*
For New Funds to SMCU only
Balance Rate APY
$0.01 to $2,499
$2,500 to $9,999
$10,000 and above
0.250%
0.995%
3.445%
0.25%
1.00%
3.50%

Money Market Plus
Balance Rate APY
$0.01 to $2,499
$2,500 to $9,999
$10,000 to $14,999
$15,000 to $19,999
$20,000 to $49.999
$50,000 to $74,999
$75,000 to $99,999
$100,000 to $124,999
$125,000 to $149,999
$150,000 to $249,999
$250,000 and above
0.100%
0.995%
1.243%
1.490%
1.736%
1.982%
2.227%
2.716%
2.716%
2.960%
2.960%
0.10%
1.00%
1.25%
1.50%
1.75%
2.00%
2.25%
2.75%
2.75%
3.00%
3.00%
Click here to view disclosures

Money Market Plus

SMCU offers you a flexible Money Market Plus Account that gives you convenient access like a checking account but pays you more as your balance increases. Features include:

        • Minimum balance to open is $2,500
        • Daily access to your funds via ATM, Checks, and SMCU Online*
        • Tiered rates -  the more you have on deposit, the more you earn
        • Dividends are calculated daily and paid monthly
        • No monthly fees or charges

Get started putting your money to work for you today! To open a Money Market account and start enjoying its many benefits, call DirectAssist at (650) 363-1725 or (888) 363-1725 or visit the branch nearest you.

* 6 maximum withdrawal transactions per month include: overdraft, withdrawal by telephone, through SMCU Online, Call-24, ACH debit, allocation transfers, or you may write a maximum of 3 checks, You may make unlimited withdrawals in person, at ATMs, by written withdrawal request delivered by mail or messenger, or by telephone request to mail a check payable to you at your address on file with us. For complete terms and conditions, refer to the Truth-In-Savings Disclosure & Accounts Agreement.

San Mateo Credit Union is federally insured by the National Credit Union Administration. Your savings are federally insured up to $100,000.

Click here to view current rates


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