Account Features |
High-Yield Interest Checking1 |
Interest Checking2 |
Free Checking |
Requirements to waive monthly service fee |
Free when a daily average balance is maintained of
$10,000 or greater |
Combined deposits/loan balances3 of $25,000 or greater |
Free |
Monthly Service Fee |
$10.00 |
$9.00 |
None |
Interest-Bearing |
Yes |
Yes |
No |
ATM and Check Card |
Free |
Free |
Free |
Overdraft Protection |
Free |
Free |
Free |
Call-24 Access |
Free |
Free |
Free |
SMCU OnLine |
Free |
Free |
Free |
SMCU Bill Pay |
Free |
Free |
Free |
Unlimited Check Writing |
Yes |
Yes |
Yes |
Click here to view our Member Relationship Tiers
| 1 |
Dividends will be paid only if a $10,000 average daily balance is maintained on a monthly basis. Dividends are paid monthly. |
| 2 |
Dividends will be paid only if a $2,500 average daily balance is maintained on a monthly basis. Dividends are paid monthly. |
| 3 |
Deposits may include checking, savings, money market, and certificates. Loans may include real estate, auto, and personal. Past due loans will not be counted in overall total. |
