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VISA® Direct Check Card

A Visa Direct Check Card combines the accessibility of a VISA card with the convenience of an ATM card. Your purchases are deducted directly from your SMCU checking account, so using your card is just like writing a check. What's more, it's accepted by more than 23 million merchants who welcome VISA®. You can use the card to pay for groceries, travel, restaurants, gas, and much more—plus obtain cash at ATMs and point-of-sale (POS) merchants. To order a new Visa Direct Check Card, call DirectAssist at (650) 363-1725 or (888) 363-1725 or visit your nearest branch.

BENEFITS
Works like a check, only faster and easier
Convenient worldwide ATM access for cash withdrawals anywhere the PLUS or STAR symbols are displayed (Click for locations)
Withdrawal up to $500 per day from an ATM
No finance charges or monthly bills to worry about
No monthly or annual fees
Free point-of-sale transactions from your checking account
Free transactions at SMCU ATMs
Additional security through Concierge (Click for more information)

ADDED SECURITY FROM VISA -Verified by Visa protects your existing Visa Direct Check Card with a personal password, so only you can use your check card online. You are required to register your SMCU Check Card before making any online purchases.
Register Now

If you've lost your VISA Direct Check Card or ATM Card please click here.

The Perfect Gift for Any Occasion—
SMCU’s Visa® Gift Card

You’ll never again risk giving chocolate-covered graham crackers to a dieter or the latest whodunit to a romance-novel fan, because the Visa Gift Card lets friends and family members choose their own gifts.

Unlike store cards and gift certificates, the Visa Gift Card can be used at millions of locations worldwide—wherever Visa cards are accepted.  Purchases can be made at retail stores, online, and by phone—it’s so versatile and convenient.  And because the card is prepaid, you can purchase one in any amount from $25 to $500.*

Choose one of two easy ways to buy:

  1. Visit any SMCU branch.
    (Pay with your SMCU credit card or by SMCU account transfer.)
  1. Click here to purchase online.
    (Pay with your SMCU Visa Check Card or SMCU credit card.)

Order the SMCU Visa Gift Card now, and give the perfect gift, every time.

Still have questions on the Gift Cards? Click here to see our FAQs.

*You may purchase a prepaid Visa Gift Card online in any amount from $25 to $500. If you purchase the card at an SMCU branch, the maximum purchase amount is $1000.


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